At First Independent Bank, we’ve written a prescription for your businesses success.
STRATEGIC EXPERTISE
First Independent Bank has everything you need to establish and grow your practice, manage cash flow, finance new equipment and more. Our customer-focused approach means you get a dedicated, experienced relationship manager to help with all your professional and personal banking needs to optimize working capital and liquidity while minimizing administrative expenses.
CUSTOMIZED SERVICES
Our highly experience bankers specialize in helping healthcare providers and payers with their unique banking needs. When it comes to your success, our in-depth experience with professional practices – combined with our focus on expert, personalized service and innovative banking options – is just what the doctor ordered.
Checking and Savings
- Simplify banking fees for checking for private practices
- Optimize transactions for better cash management
- Leverage technology for easy deposits
Business Loans & Credit*
- Commercial Real Estate Lending: Expert real estate financing tools for acquiring or building medical offices.
- Lines of Credit: Access to a set amount of funds that can be used and repaid as needed.
- Asset-based lending: Lending structures for healthcare organizations with capital-intensive balance sheets that are looking to maximize financing flexibility.
- SBA 504 loans: Loans for fixed assets including buildings and equipment for practices with less than $15 million in gross annual revenues.
- Commercial credit cards: Sophisticated 24/7 online management capabilities deliver administrative efficiencies as a purchasing card.
- Term loans: Tailored financing to complete an acquisition, expansion or partner buy-in, finance new equipment or meet other long-term business needs.
Treasury Management
- Better manage revenue cycles
- Accelerate collections and cash applications
- Rapidly identify denied or underpaid claims
- Monitor and manage cash flow
Equipment Finance
- Streamline equipment finance
- Finance upgrades and expansion through CAPEX lines of credit
- Keep debt/equity ratios low through off-balance-sheet financing
- Explore TRAC, Capital and Operating leases
Learn more about First Independent Bank’s expertise in working with healthcare or give us a call to speak with a knowledgeable banker today: (775) 828-2000
*All offers of credit are subject to credit approval. First Independent Bank is a division of Western Alliance Bank. Member FDIC.
